Motorcycle enthusiasts have long been known for their unique personalities, which are often evidenced by the after-market customizations they make to their rides. Crash bars ($450), custom seats ($810), sissy bars ($343) and saddle bags ($978) are optional equipment that can add up quickly in value, which makes it a good idea for riders to ensure they're fully protecting their investments. While a typical motorcycle policy with comprehensive coverage automatically includes some coverage ($1,000) for these types of add-ons, customers can purchase extra coverage that raises the limit up to $30,000. Increasing additional coveage is very affordable. "I just wish I had known how affordable the additional insurance was sooner," said a motorcycle customer during a recent claims survey. In fact, confusion surrounding optional equipment coverage is one of the biggest sources of frustration during the claims process. At a cost of about $15 per year for each additional $1,000 in optional equipment coverage, regularly incorporating this important add-on into motorcycle coverage is one of the smartest decisions you could ever make. Doing so can help ensure that you are truly protected and reduce any potential misunderstandings you may have about your coverage.
Warm weather and summer vacations make this a favorite time of year for riders to take their bikes on the open road-so alway incorporate optional equipment coverage into your motorcycle policy.
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